Disclaimer:

Working for and as an investment adviser, I am aware of the regulatory expectations and requirements of disclosure. Thus, you need to know that this website, blog, and book reflect the views of the author as of the date or dates cited (or publication) and may change at any time. In addition, the opinions expressed in this book are solely those of the author. No representation is made concerning the accuracy of cited data, nor is there any guarantee that any projection, forecast or opinion will be realized. Furthermore, this book should not be construed as investment advice. References to stocks, securities or investments should not be considered recommendations to buy or sell. Past performance is not a guide to future performance. Securities that are referenced may be held in my personal portfolio or portfolios managed by my employers, its principals, employees or associates, and such references should not be deemed as an understanding of any future position, buying or selling, that may be taken.